Top Yield-Bearing Stablecoins on Solana 2026: Best Rebasing Options for Passive Income

In 2026, Solana’s high-throughput blockchain has become a hotspot for yield-bearing stablecoins Solana enthusiasts chasing reliable passive income. These rebasing stablecoins automatically adjust their supply to distribute yields, compounding returns seamlessly in your wallet without the hassle of manual staking or claiming. For DeFi users tired of volatile markets, options like sUSDe, USDM, USDY, USDz, and USDO offer a balanced way to earn 4-20% APY while maintaining dollar stability. Drawing from real-world Treasury backings and on-chain strategies, they minimize risks compared to pure algorithmic plays.

Why Rebasing Stablecoins Thrive on Solana

Solana’s sub-second finality and near-zero fees make it ideal for rebasing stablecoins Solana 2026. Unlike Ethereum’s gas wars, transactions here cost pennies, enabling frequent rebase events that keep yields flowing smoothly. Protocols leverage this for delta-neutral hedging and tokenized Treasuries, attracting billions in TVL. Recent data shows Solana capturing over 30% of yield-bearing stablecoin activity, fueled by integrations with Kamino and Jito for liquid staking boosts. Yet, as a portfolio strategist, I advise pairing these with blue-chip assets; yields fluctuate with funding rates and utilization, so balance remains key to lasting wealth.

https://stablecoinflows.com/top-yield-bearing-stablecoins-in-2024-the-complete-list-for-defi-investors

Spotlight on sUSDe and USDM: Leaders in Passive Income

sUSDe from Ethena exemplifies aggressive yield hunting on Solana. By pairing staked ETH derivatives with short positions, it delivers 15-25% APY through basis trades, as noted in recent Fensory rankings. Rebasing happens daily, scaling balances upward without selling pressure. Holders appreciate its battle-tested peg during market stress, though I recommend monitoring open interest to avoid funding rate squeezes. For conservative portfolios, it’s a 10-15% allocation winner when diversified.

Ethena’s sUSDe turns idle stables into high-octane yield machines on Solana’s rails.

USDM by Mountain Protocol takes a steadier path, yielding around 5.0% APY from U. S. Treasury holdings. Fully reserved and audited, it rebases weekly, appealing to risk-averse investors seeking best Solana stablecoin yields. On Solana, USDM integrates seamlessly with lending pools like Marginfi, amplifying returns via composability. Its market cap growth underscores trust in Mountain’s compliance focus amid GENIUS Act scrutiny.

These two set the benchmark for passive income stablecoins Solana, blending innovation with prudence. Next, we’ll explore USDY’s institutional appeal and beyond.

USDY from Ondo Finance bridges traditional finance with Solana’s speed, delivering around 5.2% APY from tokenized U. S. Treasuries and demand deposits. This rebasing stablecoin scales your balance automatically, perfect for hands-off investors prioritizing capital preservation. Ondo’s on-chain proof-of-reserves adds transparency, making USDY a staple in diversified DeFi stacks. Pair it with lending protocols for compounded gains, but watch for rate dips during low Treasury yields.

USDz and USDO: Emerging Powers in Solana Yields

USDz by Anzen Finance stands out with 10-15% APY through overcollateralized backing and auto-compounding via its YieldVault-like mechanics. Tailored for Solana’s ecosystem, it rebases frequently to capture DeFi opportunities, appealing to those comfortable with moderate risk. Anzen’s focus on real-world assets ensures peg stability, though liquidity can lag during volatility spikes. As yields from basis trades cool, USDz offers a resilient middle ground.

Completing our top five, USDO from OpenEden provides 4-6% APY on tokenized Treasury notes, emphasizing low volatility and seamless integration across Solana dApps. Its rebasing model distributes yields daily, fostering steady growth without the drama of high-APY plays. OpenEden’s conservative strategy suits long-term holders building passive income streams amid regulatory shifts like the GENIUS Act.

These rebasing stablecoins Solana 2026 shine through distinct strategies: Ethena’s high-octane trades, Mountain’s audited reserves, Ondo’s TradFi touch, Anzen’s composability, and OpenEden’s reliability. TVL across them tops billions, signaling strong adoption, yet Solana’s growth amplifies composability with tools like Kamino for extra boosts.

Risks and Strategies: Maximizing Safe Yields

No yield comes risk-free. Funding rates can flip negative for sUSDe-style tokens, eroding APYs; smart contract vulnerabilities lurk despite audits; and peg breaks loom in black swan events. My hybrid approach: allocate 20-30% to low-risk like USDM or USDY, 10-20% to higher yields like USDz, and hedge with LSTs. Monitor via DefiLlama, diversify chains, and rebalance quarterly. Solana’s low fees let you experiment without friction, turning passive income stablecoins Solana into portfolio anchors.

https://stablecoinflows.com/top-yield-bearing-stablecoins-in-2024-compare-sdai-usde-usdy-sfrxusd-and-more-for-passive-defi-income

To get started, connect a Solana wallet like Phantom, swap via Jupiter for your chosen stable, and hold. Protocols auto-rebase, but explore lending on Marginfi or farming on Kamino for 2-5% uplift. As yields evolve with 2026’s market, these five deliver the best Solana stablecoin yields today, blending innovation with prudence for sustainable wealth.